194 Acton Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 194 Acton Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,207 sqft · built 1936
Lot Size0.709 acres (30,863 sqft)
OwnerTrust Name on File
Last Sale$277,500 (Aug 1986)
Tax Bill$14,840 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-829-05418000

Property Details

APN / Parcel Number

Primary APN06-829-05418000
Alternative APNs
  • 6-829-05418000
  • 82905418000

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,207 sqft Living Area
1st Floor Area2,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area30,863 sqft (0.709 acres)
View / LotWaterfront
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area456 sqft
PorchOpen Porch
Porch Area315 sqft
Deck Area270 sqft
Bath House252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number82905418000
Street Address194 ACTON RD
CityANNAPOLIS
StateMD
Zip21403-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT A-2 TRUXTON HEIGHTS
Legal SubdivisionTRUXTON HEIGHTS
Legal Block2
Legal Lot NumberA2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2001
Census Tract706403

Owner

194 Acton Rd is owner-occupied and held in a trust since March 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordTrust Name on File
Mailing Address194 ACTON RD, ANNAPOLIS, MD 21403-1102
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
May 27, 2021Intrafamily Transfer, Transfer
CHURCH CIRCLE T&E LLC
Aug 13, 2020Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 1986 · Amount on File
Deed SaleAug 20, 1986 · Amount on File
Deed Book / Page4130 / 303
Last Transfer DateMar 30, 2021
Transfer Doc0368600156
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMay 27, 2021
Property Address194 ACTON RD, ANNAPOLIS, MD 21403-1102
Document Number0368600130
Book / Page36860 / 130
Map ReferenceMB 183 PG 2
Instrument DateMar 30, 2021
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyCHURCH CIRCLE T&E LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address194 ACTON RD, ANNAPOLIS, MD 21403-1102

Mortgage

Document Number36860133
DateMay 27, 2021
Instrument36860/133
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMay 27, 2021
Property Address194 ACTON RD, ANNAPOLIS, MD 21403-1102
Document Number0368600156
Book / Page36860 / 156
Map ReferenceMB 183 PG 2
Instrument DateMar 30, 2021
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyCHURCH CIRCLE T&E LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address194 ACTON RD, ANNAPOLIS, MD 21403-1102

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address194 ACTON RD, ANNAPOLIS, MD 21403-1102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ACTON RD, ANNAPOLIS, MD 21403-1102

Mortgage

Document Number0350450127
DateAug 13, 2020
Book Page35045/127
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 194 Acton Rd was $14,840 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,246,100 (+2.08%) Land $864,800 Building $381,300$1,246,100 (-) Land $864,800 Building $381,300
2025$14,840.00 (+1.87%) Homeowner's exemption$1,220,767$1,246,100 Land $864,800 Building $381,300
2024$14,567.00 (+2.17%)
2023$14,258.00 Homeowner's exemption$1,170,100 Land $882,400 Building $287,700$1,170,100 Land $882,400 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Acton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Acton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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