189 Acton Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 189 Acton Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 754 sqft · built 1935
Lot Size	0.387 acres (16,875 sqft)
Owner	2 Company Names on Record
Last Sale	$44,800 (Mar 1983)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-829-90006641`

Property Details

APN / Parcel Number

Primary APN	`06-829-90006641`
Alternative APNs	`682990006641` `82990006641`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	754 sqft Living Area
1st Floor Area	556 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,875 sqft (0.387 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	82990006641
Street Address	189 ACTON RD
City	ANNAPOLIS
State	MD
Zip	21403-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 112 113 PT LT 11 TRUXTON HEIGHTS
Legal Subdivision	TRUXTON HEIGHTS
Legal Block	2
Legal Lot Number	111
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2002
Census Tract	706403

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	189 ACTON RD, ANNAPOLIS, MD 21403-1101
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 1983 · Amount on Record
Deed Sale	Mar 18, 1983 · Amount on Record
Deed Book / Page	3567 / 129
Last Transfer Date	May 15, 2025
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	189 ACTON RD, ANNAPOLIS, MD 21403-1101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342270367
Date	Feb 21, 2020
Book Page	34227/367

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 (+7.63%) Land $188,900 Building $79,200	$268,100 (+7.63%) Land $188,900 Building $79,200
2025	$3,053.00 (+4.66%)
2023	$2,917.00 Homeowner's exemption	$249,100 Land $188,900 Building $60,200	$249,100 Land $188,900 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20