194 3rd St, Verplanck, NY 10596 Property Records

Westchester County and Cortlandt Town property record for 194 3rd St, Verplanck, NY 10596

Property Summary

Property TypeSingle Family Home
Lot Size0.462 acres (20,131 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jul 2012)
Tax Bill$5,428 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN552289 54.5-1-46

Property Details

APN / Parcel Number

Primary APN552289 54.5-1-46
Alternative APNs
  • 5522890540050001046000
  • 9.02M-001-0

Exterior

Lot Area20,131 sqft (0.462 acres)
Lot Dimensions127 ft deep x 91 ft wide

Location & Zoning

Account Number9.02M-001-0
Street Address194 3RD ST
CityVERPLANCK
StateNY
Zip10596-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9.02M-001-040
Legal Block1
Legal Lot Number46.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionCORTLANDT
Census Block Group3
Census Block3004
Census Tract14604

Owner

194 3rd St is owned and occupied by an individual who bought it in July 2012.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address194 3RD ST, VERPLANCK, NY 10596-7702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2012 · Amount on File
Deed SaleJul 26, 2012 · Amount on File
Prior SaleMay 30, 2008 · Amount on File
Deed Document Number2012521513411
Prior Transfer DateApr 1, 2008
Prior Transfer Doc0481420299
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address194 3RD ST, VERPLANCK, NY 10596-7702
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603443810
DateDec 10, 2020
Instrument603443810
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term260 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionCortlandt Town
Unified School DistrictHendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,428.00 Homeowner's exemption
2025$3,600 (-) Land $750 Building $2,850$297,520 (-2.48%) Land $61,983 Building $235,537
2024Homeowner's exemption$3,600 (-) Land $750 Building $2,850$305,084 (+3.39%) Land $63,559 Building $241,525
2023$3,600 Land $750 Building $2,850$295,082 Land $61,475 Building $233,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1989–2012)
Claims Outside the SFHA3 of 9
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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