Westchester County and Cortlandt Town property record for 186 3rd St, Verplanck, NY 10596
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Aug 2020) |
| Tax Bill | $7,811 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552289 54.5-3-2 |
| Primary APN | 552289 54.5-3-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,300 sqft (0.075 acres) |
|---|---|
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Account Number | 9.02M-001-0 |
|---|---|
| Street Address | 186 3RD ST |
| City | VERPLANCK |
| State | NY |
| Zip | 10596-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.02M-001-044 |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | CORTLANDT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14604 |
Source: Westchester County and Cortlandt Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 3RD ST, VERPLANCK, NY 10596-7702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 16, 2017 | Grant Deed, Transfer · Conventional Mortgage PHH HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 2020601963499 |
| Prior Transfer Date | Aug 27, 2012 |
| Prior Transfer Doc | 0522403471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 26, 2020 |
| Property Address | 186 3RD ST, VERPLANCK, NY 10596-7702 |
| Document Number | 0601963499 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 601963499 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | HUDSON UNITED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 EASTERN CLOSE, 302, YORKTOWN HEIGHTS, NY 10598-4921 |
| Name | Verified Name |
|---|---|
| Address | 602 LINCOLN PL APT 2, 2, BROOKLYN, NY 11216-5633 |
| Document Number | 0602043192 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 602043192 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 16, 2017 |
| Property Address | 186 3RD ST, VERPLANCK, NY 10596-7702 |
| Document Number | 0572783573 |
| Book / Page | 057278 / 003573 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,156.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 EASTERN CLOSE YORKTOWN HEIGHTS NY 105984921, YORKTOWN HEIGHTS, NY 10598-4921 |
| Document Number | 572863198 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 057286/003198 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2032 |
Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Cortlandt Town |
| Unified School District | Hendrick Hudson Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,811.00 | ||
| 2025 | $4,250 (-) Land $200 Building $4,050 | $351,240 (-2.48%) Land $16,529 Building $334,711 | |
| 2024 | $4,250 (-) Land $200 Building $4,050 | $360,169 (+3.39%) Land $16,949 Building $343,220 | |
| 2023 | $4,250 Land $200 Building $4,050 | $348,360 Land $16,393 Building $331,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1989–2012) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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