Middlesex County and Middlesex Borough property record for 194 1st St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1963 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,000 (Jun 2025) |
| Tax Bill | $8,079 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00231-0000-00025 |
| Primary APN | 10-00231-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Street Address | 194 1ST ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60B |
| Legal Description | 60X100 26-27 |
| Legal Subdivision | DUNELLEN ESTATES |
| Legal Block | 231 |
| Legal Lot Number | 25 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 200 |
194 1st St is owned and occupied by two individuals who bought it in June 2025.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 1ST ST, MIDDLESEX, NJ 08846-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Prior Sale | Aug 18, 1998 · Amount on File |
| Deed Document Number | 202536560 |
| Deed Book / Page | 19755 / 1341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 194 1ST ST, MIDDLESEX, NJ 08846-2112 |
| Document Number | 0000011987 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Address | 194 1ST ST MIDDLESEX NJ 088462112, MIDDLESEX, NJ 08846-2112 |
| Document Number | 0000011987 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 017424/001029 |
| Instrument | 11987 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 194 1st St was $8,079, down 4.6% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (-2.91%) Land $124,200 Building $245,800 | $370,000 (-2.91%) Land $124,200 Building $245,800 | |
| 2025 | $8,079.00 (-4.61%) | $381,100 Land $124,200 Building $256,900 | $381,100 Land $124,200 Building $256,900 |
| 2024 | $8,469.00 | ||
| 2023 | $366,000 Land $124,200 Building $241,800 | $366,000 Land $124,200 Building $241,800 | |
| 2022 | $7,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 606 (1979–2025) |
| Claims Outside the SFHA | 17 of 606 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 194 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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