181 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 181 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1962
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Apr 2018)
Tax Bill	$8,255 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00237-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`10-00237-0000-00029`
Alternative APN	`100023700029`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	181 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	75X100 30-31
Legal Subdivision	DUNELLEN ESTATES
Legal Block	237
Legal Lot Number	29
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4005
Census Tract	200

Owner

181 1st St is owned and occupied by an individual who bought it in April 2018.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	181 1ST ST, MIDDLESEX, NJ 08846-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL JERSEY FEDERAL CU
Apr 10, 2018	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jan 16, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Jan 16, 2018
Deed Document Number	201832030
Deed Book / Page	17146 / 81
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	181 1ST ST, MIDDLESEX, NJ 08846-2113
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012159
Date	Feb 28, 2023
Book Page	19159/165
Instrument	2023012159

Lender

Name	CENTRAL JERSEY FEDERAL CU
Type	Credit Union
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2033

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 10, 2018
Property Address	181 1ST ST, MIDDLESEX, NJ 08846-2113
Document Number	201800032030
Book / Page	17146 / 0081
Instrument Date	Mar 20, 2018
Instrument	201800032030
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 1ST ST, MIDDLESEX, NJ 08846-2113

Mortgage

Document Number	201800032031
Date	Apr 10, 2018
Instrument	201800032031

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 16, 2018
Property Address	181 1ST ST, MIDDLESEX, NJ 08846-2113
Document Number	0000003327
Book / Page	017058 / 000006
Instrument Date	Nov 17, 2017
Instrument	3327
Transaction Type	Foreclosure
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806

Tax Assessment & Valuation

The 2025 property tax bill for 181 1st St was $8,255, down 8.6% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (+9.99%) Land $126,900 Building $301,400	$428,300 (+9.99%) Land $126,900 Building $301,400
2025	$8,255.00 (-8.61%)	$389,400 Land $126,900 Building $262,500	$389,400 Land $126,900 Building $262,500
2024	$9,033.00
2023		$390,400 Land $126,900 Building $263,500	$390,400 Land $126,900 Building $263,500
2022	$9,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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