Limestone County property record for 19390 Racheals Loop, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,387 sqft · built 2021 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,600 (May 2021) |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003052005001000 |
| Primary APN | 1003052005001000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 140 ft deep x 83.4 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 161 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11002843 |
|---|---|
| Street Address | 19390 RACHEALS LOOP |
| City | ATHENS |
| State | AL |
| Zip | 35611-4884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:2 CITY/MUNI/TWP:ATHENS SUBD:ELLENWOOD |
| Legal Subdivision | ELLENWOOD |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20600 |
19390 Racheals Loop is owned and occupied by an individual who bought it in May 2021.
Source: Limestone County records, as of February 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19390 RACHEALS LOOP, ATHENS, AL 35611-4884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit LOAN STORE INC |
| May 10, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on File |
| Deed Sale | May 10, 2021 · Amount on File |
| Deed Document Number | 0202153683 |
| Deed Book / Page | 2021 / 53683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 19390 RACHEALS LOOP, ATHENS, AL 35611-4884 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025/80983 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 2025/80983 |
| Name | LOAN STORE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | May 10, 2021 |
| Property Address | 19390 RACHEALS LOOP, ATHENS, AL 35611-4884 |
| Document Number | 2021/53683 |
| Book / Page | 2021 / 53683 |
| Map Reference | MB H PG 83 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10450 JIM RUSSELL LN, ATHENS, AL 35611-6981 |
| Name | Verified Name |
|---|---|
| Address | 15017 REID RD, ATHENS, AL 35611-7308 |
| Document Number | 202105368820210536 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021/05368820210536 |
| Name | SYNOVUS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 19390 Racheals Loop was $826 with a homeowner's exemption, up 4.4% from the year before.
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (+4.42%) Homeowner's exemption | $21,980 (+4.07%) | $219,800 (+4.12%) Land $29,000 Building $190,800 |
| 2024 | $791.00 (+9.71%) Homeowner's exemption | $21,120 (+9.09%) | $211,100 (+9.04%) Land $27,500 Building $183,600 |
| 2023 | $721.00 (+6.34%) Homeowner's exemption | $19,360 (+5.91%) | $193,600 (+5.91%) Land $25,000 Building $168,600 |
| 2022 | $678.00 Homeowner's exemption | $18,280 | $182,800 Land $27,000 Building $155,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19390 Racheals Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19390 Racheals Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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