19344 Racheals Loop, Athens, AL 35611 Property Records

Limestone County property record for 19344 Racheals Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 2020
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$149,191 (Feb 2021)
Tax Bill	$663 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1003052005004000`

Property Details

APN / Parcel Number

Primary APN	`1003052005004000`
Alternative APNs	`11002846` `30324`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11002846
Street Address	19344 RACHEALS LOOP
City	ATHENS
State	AL
Zip	35611-4884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:2 CITY/MUNI/TWP:ATHENS SUBD:ELLENWOOD
Legal Subdivision	ELLENWOOD
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1034
Census Tract	20600

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19344 RACHEALS LOOP, ATHENS, AL 35611-4884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	0202117691
Deed Book / Page	2021 / 17691
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Feb 11, 2021
Property Address	19344 RACHEALS LOOP, ATHENS, AL 35611-4884
Document Number	2021/17691
Book / Page	2021 / 17691
Map Reference	MB H PG 83
Instrument Date	Feb 10, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10450 JIM RUSSELL LN, 10450, ATHENS, AL 35611-6981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19344 RACHEALS LOOP, ATHENS, AL 35611-4884

Mortgage

Document Number	202101769520210176
Date	Feb 11, 2021
Instrument	2021/01769520210176

Lender

Name	CONSUMER FIRST MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (+4.41%) Homeowner's exemption	$17,920 (+4.07%)	$179,100 (+4.13%) Land $29,000 Building $150,100
2024	$635.00 (+9.86%) Homeowner's exemption	$17,220 (+9.13%)	$172,000 (+9.07%) Land $27,500 Building $144,500
2023	$578.00 (+6.06%) Homeowner's exemption	$15,780 (+5.48%)	$157,700 (+5.41%) Land $25,000 Building $132,700
2022	$545.00 Homeowner's exemption	$14,960	$149,600 Land $27,000 Building $122,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20