1939 Bonner St, Ferndale, MI 48220 Property Records

Oakland County property record for 1939 Bonner St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 713 sqft · built 1950
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jun 2026)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-26-354-026`

Property Details

APN / Parcel Number

Primary APN	`24-25-26-354-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	713 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1939 BONNER ST
City	FERNDALE
State	MI
Zip	48220-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 26 EAST URBANREST SUB LOT 1 & N 5 OF LOT 2, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 7
Legal Range	11E
Legal Township	01N
Legal Section	26
Legal Subdivision	EAST URBANREST
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	5
Census Block	5026
Census Tract	173000

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1939 BONNER ST, FERNDALE, MI 48220-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	May 31, 2023 · Amount on Record
Deed Document Number	202692770
Deed Book / Page	61320 / 670
Prior Transfer Date	Sep 6, 2013
Prior Transfer Doc	0000260468
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 26, 2026
Property Address	1939 BONNER ST, FERNDALE, MI 48220-1953
Document Number	0000092770
Book / Page	61320 / 670
Instrument Date	Jun 3, 2026
Instrument	202692770
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,892.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 BONNER ST, FERNDALE, MI 48220-1953

Mortgage

Document Number	0000094282,
Date	Jun 26, 2026
Book Page	61327/719
Instrument	202694282

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 31, 2023
Property Address	1939 BONNER ST, FERNDALE, MI 48220-1953
Document Number	0000059216
Book / Page	58638 / 1
Map Reference	LB 4 PG 24
Instrument Date	May 22, 2023
Instrument	59216
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1939 BONNER ST, FERNDALE, MI 48220-1953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4592 NE 72ND AVE, PORTLAND, OR 97218-3537

Mortgage

Document Number	0000060555
Date	Jun 5, 2023
Book Page	58645/628
Instrument	60555

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1939 BONNER ST, FERNDALE, MI 48220-1953
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 BONNER ST, FERNDALE, MI 48220-1953

Mortgage

Document Number	0000437104
Date	Aug 30, 2022
Book Page	58073/739
Instrument	437104

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 1, 2021
Property Address	1939 BONNER ST, FERNDALE, MI 48220-1953
Document Number	0000053255
Book / Page	55791 / 598
Map Reference	LB 4 PG 24
Instrument Date	Feb 26, 2021
Instrument	53255
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$1,406.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1683, MARCO ISLAND, FL 34146-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16950 BIRWOOD AVE, BEVERLY HILLS, MI 48025-3238

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,249.00 (-1.08%)	$87,710 (+27.86%)	$175,420 (+27.86%)
2024	$6,317.00 (+366.2%)
2023		$68,600	$137,200
2021	$1,355.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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