1923 Bonner St, Ferndale, MI 48220 Property Records

Oakland County property record for 1923 Bonner St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 839 sqft · built 1950
Lot Size0.096 acres (4,182 sqft)
OwnerIndividual Name on Record
Tax Bill$1,464 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-26-354-028

Property Details

APN / Parcel Number

Primary APN24-25-26-354-028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area839 sqft Living Area
1st Floor Area828 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,182 sqft (0.096 acres)
Lot Dimensions105 ft deep x 40 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1923 BONNER ST
CityFERNDALE
StateMI
Zip48220-1953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 EAST URBANREST SUB S 5 FT OF LOT 3, ALL OF LOT 4 & N 10 FT OF LOT 5, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionEAST URBANREST
Legal Block7
Legal Lot Number3-5
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group5
Census Block5026
Census Tract173000

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1923 BONNER ST, FERNDALE, MI 48220-1953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 1998
Deed SaleJul 16, 1998
Prior Transfer DateJul 15, 1998
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1923 BONNER ST, FERNDALE, MI 48220-1953
Transaction TypeMortgage
Record UpdatedJun 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1923 BONNER ST, FERNDALE, MI 48220-1953

Mortgage

Document Number0000141638
DateJun 2, 2021
Book Page56323/231
Instrument141638
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,464.00 (-0.95%) Homeowner's exemption$87,500 (+12.86%)$175,000 (+12.86%)
2024$1,478.00 (-0.4%)
2023$77,530$155,060
2021$1,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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