1938 Suwannee River Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1938 Suwannee River Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,847 sqft · built 1996
Lot Size	0.175 acres (7,666 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-59`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-59`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,847 sqft Heated Area
Gross Area	2,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,666 sqft (0.175 acres)
Lot Dimensions	124 ft deep x 62 ft wide
Garage Area	399 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1938 SUWANNEE RIVER DR
City	FLEMING ISLAND
State	FL
Zip	32003-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 59 RIVERBEND AS REC O R 1615 PG 1041 & 4946 PG 1864
Legal Range	26
Legal Township	05
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	59
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	3347 TRACELAND OAK LN, GREEN COVE SPRINGS, FL 32043-8735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	Jul 7, 2025
Transfer Doc	0049461864
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1938 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7950
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 SUWANNEE RIVER DR, FLEMING ISLE, FL 32003-7950

Mortgage

Document Number	0044851231
Date	Jul 21, 2021
Book Page	4485/1231
Instrument	2021045284

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2041

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (-8.05%) Homeowner's exemption	$172,753 (+5.99%)	$308,505 (+1.75%) Land $50,000 Building $258,505
2023	$2,199.00 (+15.49%) Homeowner's exemption	$162,996 (+8.08%)	$303,210 (+19.16%) Land $50,000 Building $253,210
2022	$1,904.00 Homeowner's exemption	$150,808	$254,446 Land $50,000 Building $204,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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