1918 Suwannee River Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1918 Suwannee River Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,732 sqft · built 1996
Lot Size	0.21 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,900 (Feb 1996)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-64`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-64`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,732 sqft Heated Area
Gross Area	3,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	126 ft deep x 73 ft wide
Garage Area	380 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Porch
Porch Area	44 sqft
Patio Area	240 sqft
Storage Building	96 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1918 SUWANNEE RIVER DR
City	FLEMING ISLAND
State	FL
Zip	32003-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 64 RIVERBEND AS REC O R 1591 PG 1796 1/2 INT R/S
Legal Range	26
Legal Township	05
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	64
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1918 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 1996 · Amount on Record
Deed Sale	Feb 29, 1996 · Amount on Record
Deed Document Number	0015911796
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1918 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7950
Document Number	0040550082
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1918 SUWANNEE RIVER DR FLEMING ISLAND FL 320037950, FLEMING ISLAND, FL 32003-7950

Mortgage

Document Number	0040550082
Date	Feb 9, 2018
Book Page	004055/000082
Instrument	7230

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 8, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (-3.67%) Homeowner's exemption	$239,589 (+5.99%)	$415,039 (+1.57%) Land $50,000 Building $365,039
2023	$3,157.00 (+7.05%) Homeowner's exemption	$226,056 (+3%)	$408,636 (+17.49%) Land $50,000 Building $358,636
2022	$2,949.00 Homeowner's exemption	$219,472	$347,799 Land $50,000 Building $297,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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