1938 Palmer Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1938 Palmer Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1979
Lot Size0.145 acres (6,300 sqft)
OwnerCompany Name on File
Last Sale$404,000 (Jul 2010)
Tax Bill$5,836 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-510-01-00

Property Details

APN / Parcel Number

Primary APN165-510-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,300 sqft (0.145 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1938 PALMER DR
CityOCEANSIDE
StateCA
Zip92056-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 007982
Legal SubdivisionEL CAMINO VILLA
Legal Tract007982
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract18515

Owner

Source: San Diego County records · APN 165-510-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1938 PALMER DR, OCEANSIDE, CA 92056-3102
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 07, 2017Deed of Trust, Mortgage · Line of Credit
STATE FARM BANK FSB
Feb 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2010 · Amount on Record
Deed SaleJul 16, 2010 · Amount on Record
Prior SaleApr 12, 2006 · Amount on Record
Deed Document Number2010355616
Last Transfer DateApr 01, 2014
Transfer Doc0000148188
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1938 PALMER DR, OCEANSIDE, CA 92056-3102
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1938 PALMER DR, OCEANSIDE, CA 92056-3102

Mortgage

Document Number0000788847
DateNov 15, 2021
Instrument2021-0788847
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1938 PALMER DR, OCEANSIDE, CA 92056-3102
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061810
DateFeb 07, 2017
Instrument2017-0061810
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressCHINO, CA 91710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 06, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1938 PALMER DR, OCEANSIDE, CA 92056-3102
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060031
DateFeb 06, 2017
Instrument2017-0060031
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$527,931 (+2%) Land $339,760 Building $188,171
2025$5,836.00 (+5.19%)$517,581 (+4.04%) Land $333,099 Building $184,482
2023$5,548.00 (+1.54%)$497,484 Land $320,165 Building $177,319
2022$5,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of California
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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