1980 Palmer Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1980 Palmer Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1979
Lot Size0.178 acres (7,732 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Aug 2001)
Tax Bill$4,431 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-510-08-00

Property Details

APN / Parcel Number

Primary APN165-510-08-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,520 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area7,732 sqft (0.178 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1980 PALMER DR
CityOCEANSIDE
StateCA
Zip92056-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 8 TR 007982
Legal SubdivisionEL CAMINO VILLA
Legal Tract007982
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract18515

Owner

1980 Palmer Dr is owned by a company that bought it in August 2001 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1980 PALMER DR, OCEANSIDE, CA 92056-3102
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Intrafamily Transfer, Transfer
Nov 23, 2022Intrafamily Transfer, Transfer
Nov 2, 2022Intrafamily Transfer, Transfer · Line of Credit
FRONTWAVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2001 · Amount on File
Deed SaleAug 23, 2001 · Amount on File
Prior SaleOct 22, 1993 · Amount on File
Deed Document Number2001601641
Prior Transfer DateNov 21, 1996
Prior Transfer Doc0000601658
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 23, 2022
Property Address1980 PALMER DR, OCEANSIDE, CA 92056-3102
Document Number0000448033
Map ReferenceMAP 7982
Instrument DateNov 8, 2022
Instrument2022-0448033
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1980 PALMER DR, OCEANSIDE, CA 92056-3102

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 23, 2022
Property Address1980 PALMER DR, OCEANSIDE, CA 92056-3102
Document Number0000448032
Map ReferenceMAP 7982
Instrument DateNov 8, 2022
Instrument2022-0448032
Transaction TypeTransfer
Record UpdatedDec 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1980 PALMER DR, OCEANSIDE, CA 92056-3102

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 2, 2022
Property Address1980 PALMER DR, OCEANSIDE, CA 92056-3102
Document Number0000422365
Map ReferenceMAP 7982
Instrument DateNov 1, 2022
Instrument2022-0422365
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1980 PALMER DR, OCEANSIDE, CA 92056-3102

Mortgage

Document Number0000422366
DateNov 2, 2022
Instrument2022-0422366
Lender
NameFRONTWAVE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1980 Palmer Dr was $4,431 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$406,827 (+2%) Land $195,878 Building $210,949
2025$4,431.00 Homeowner's exemption$398,851 Land $192,038 Building $206,813
2023$4,209.00 (+1.57%) Homeowner's exemption$383,365 Land $184,582 Building $198,783
2022$4,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1980 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1980 Palmer Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPechanga
tribal government · serves 29,100 people · EPA ID 090605013
Water SourcePurchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State InspectionSep 2024
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Palmer Dr

Nearby Streets

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