Bay County property record for 1937 E 7th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 664 sqft · built 1937 |
| Lot Size | 0.098 acres (4,268 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $132 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16028-000-000 |
| Primary APN | 16028-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 664 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 664 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 4,268 sqft (0.098 acres) |
| Lot Dimensions | 122 ft deep x 35 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1937 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4605 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC04 |
| Legal Description | 3 4S 14W -212- 105A3 BEG 545 W OF SE COR OF SW1/4 W 35 N 122 E 35 S 122 TO POB ORB 2161 P 257 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1700 |
1937 E 7th St, vacant land, is owned by an individual who acquired it in July 2002.
Source: Bay County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1940 E 7TH ST, PANAMA CITY, FL 32401-4665 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2002 |
| Deed Sale | Jul 10, 2002 |
| Prior Sale | May 2, 2001 |
| Deed Document Number | 200241727 |
| Deed Book / Page | 2161 / 258 |
| Prior Transfer Date | Jul 9, 2002 |
| Prior Transfer Doc | 0000041726 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1937 E 7th St was $132, down 7.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132.00 (-7.69%) | $7,863 (-5.27%) | $9,440 (+13.73%) Land $9,440 |
| 2024 | $143.00 (-53.27%) | $8,300 (+13.34%) Land $8,300 | $8,300 (+13.34%) Land $8,300 |
| 2023 | $306.00 (+3.03%) | $7,323 (+17.79%) Land $7,323 | $7,323 (+17.79%) Land $7,323 |
| 2022 | $297.00 | $6,217 Land $6,217 | $6,217 Land $6,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1937 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1937 E 7th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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