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1808 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 1808 E 7th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,620 sqft · built 1943
Lot Size0.285 acres (12,414 sqft)
OwnerTrust Name on Record
Tax Bill$1,285 (2025)
Deeds & MortgagesOct 2021 Transfer
Nov 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN22741-000-000

Property Details

APN / Parcel Number

Primary APN22741-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,414 sqft (0.285 acres)
Lot Dimensions128 ft deep x 97 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
DrivewayDriveway
Driveway Area440 sqft
PorchOpen Porch
Porch Area16 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1808 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionEMMONS ADD LOTS 1,2 LESS TO W. JONES & LOTS 17,18 LESS TO MOSELY BLK 3 MAP 105D2 ORB 4486 P 1496
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionEMMONS ADD
Legal Block3
Legal Lot Number1,17
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2050
Census Tract1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address5531 NW 180TH TER, MIAMI GARDENS, FL 33055-3165
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 15, 2021Correction Deed
ACCOMMODATION
Sep 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2021
Transfer Doc0044861496
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateOct 22, 2021
Property Address1808 E 7TH ST, PANAMA CITY, FL 32401-4604
Document Number0044761623
Book / Page4476 / 1623
Instrument DateOct 15, 2021
Instrument2021081025
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5531 NW 180TH TER, MIAMI GARDENS, FL 33055-3165

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateNov 15, 2021
Property Address1808 E 7TH ST, PANAMA CITY, FL 32401-4604
Document Number0044861496
Book / Page4486 / 1496
Instrument DateOct 15, 2021
Instrument2021087252
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5531 NW 180TH TER, MIAMI GARDENS, FL 33055-3165

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 10, 2020
Property Address1808 E 7TH ST, PANAMA CITY, FL 32401-4604
Document Number0042970740
Book / Page004297 / 000740
Instrument DateSep 8, 2020
Instrument59841
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5531 NW 1801H TER MIAMI GARDENS FL 33055, MIAMI GARDENS, FL 33055

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,285.00 (-13.35%)$81,361 (+11.63%) Land $27,005 Building $54,356$81,361 (+11.63%) Land $27,005 Building $54,356
2024$1,483.00 (+4%)
2023$1,426.00 (+12.55%)$72,882 (+11.11%) Land $20,952 Building $51,930$72,882 (+11.11%) Land $20,952 Building $51,930
2022$1,267.00$65,597 Land $17,785 Building $47,812$65,597 Land $17,785 Building $47,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

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