1937 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1937 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,676 sqft · built 1900
Lot Size	0.087 acres (3,795 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2019)
Tax Bill	$5,832 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-4-4`
Alternative APN	`150003903500040040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,676 sqft Total Area
1st Floor Area	838 sqft
2nd Floor Area	838 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,795 sqft (0.087 acres)
Lot Dimensions	115 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Canopy	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1937 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1611
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	BANKER TRACT
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1937 AVENUE A, SCHENECTADY, NY 12308-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 18, 2019	Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Jul 11, 1996 · Amount on Record
Deed Document Number	201941801
Deed Book / Page	2020 / 256
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1937 AVENUE A, SCHENECTADY, NY 12308-1611
Document Number	0000027568
Instrument Date	Jul 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 AVENUE A SCHENECTADY NY 123081611, SCHENECTADY, NY 12308-1611

Mortgage

Document Number	0000027568
Date	Sep 16, 2020
Book Page	005021/000149
Instrument	27568

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 18, 2019
Property Address	1937 AVENUE A, SCHENECTADY, NY 12308-1611
Document Number	0000041801
Book / Page	2020 / 256
Instrument Date	Sep 13, 2019
Instrument	201941801
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 COUNTRY WALK RD, 150, SCHENECTADY, NY 12306-6709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 AVENUE A, SCHENECTADY, NY 12308-1611

Mortgage

Document Number	0000041803
Date	Sep 18, 2019
Book Page	4939/760
Instrument	201941803

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,832.00 (+3.44%)
2025	$5,638.00 (+7.62%)	$94,600 (-) Land $14,800 Building $79,800	$156,648 (+30.82%) Land $24,507 Building $132,141
2023		$94,600 (-) Land $14,800 Building $79,800	$119,747 (+3.8%) Land $18,734 Building $101,013
2022		$94,600 Land $14,800 Building $79,800	$115,366 Land $18,049 Building $97,317
2021	$5,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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