1926 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1926 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,197 sqft · built 1924
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2021)
Tax Bill	$7,313 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-37`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-37`
Alternative APN	`150003903600040370000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	855 sqft
Upper Floors Area	342 sqft
Attic	Attic
Attic Area	342 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	150 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1926 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 1 WOOD
Legal Subdivision	SECOND ADDITION BANKER TRACT
Legal Block	4
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1926 AVENUE A, SCHENECTADY, NY 12308-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage AMERISTAR FINANCIAL CORP
Sep 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20215285
Deed Book / Page	2051 / 870
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1926 AVENUE A, SCHENECTADY, NY 12308-1612
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	VILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BIRCHWOOD DR, DUANESBURG, NY 12056-4207

Mortgage

Document Number	0000037760
Date	Aug 5, 2021
Book Page	5128/24
Instrument	202137760

Lender

Name	AMERISTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Amount	Amount Recorded

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 27, 2021
Property Address	1926 AVENUE A, SCHENECTADY, NY 12308-1612
Document Number	0000047549
Book / Page	2067 / 978
Instrument Date	Sep 22, 2021
Instrument	202147549
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 BIRCHWOOD DR, 764, DUANESBURG, NY 12056-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BROADWAY, SCHENECTADY, NY 12305-2513

Mortgage

Document Number	0000047550
Date	Sep 27, 2021
Instrument	202147550

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.93%
Type Change Date	Oct 1, 2028
Change Frequency	7 Years
Min Rate At Change	4.43%
Max Rate At Change	5.93%
Index	Other
Margin	3
Max Rate	9.93%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,313.00 (+1.8%)
2025	$7,184.00 (+58.52%)	$147,600 (-) Land $14,100 Building $133,500	$244,411 (+30.82%) Land $23,348 Building $221,063
2023		$147,600 (-) Land $14,100 Building $133,500	$186,835 (+3.8%) Land $17,848 Building $168,987
2022		$147,600 Land $14,100 Building $133,500	$180,000 Land $17,195 Building $162,805
2021	$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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