1937 Arroyo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 1937 Arroyo Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,010 sqft · built 1977
Lot Size	0.216 acres (9,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Apr 2022)
Tax Bill	$10,900 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`162-370-12-00`

Property Details

APN / Parcel Number

Primary APN	`162-370-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Lot Area	9,424 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1937 ARROYO AVE
City	OCEANSIDE
State	CA
Zip	92056-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 008272
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	008272
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 CARLSBAD VILLAGE DR, 108A, CARLSBAD, CA 92008-2990
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER AMERICA CU
Apr 25, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TTL SAN DIEGO
Apr 19, 2022	Grant Deed, Construction Loan · Construction Mortgage MARQUEE FUNDING GROUP INC
Oct 25, 2021	Transfer on Death Deed, Transfer
Jun 30, 2021	Intrafamily Transfer, Transfer · VA Mortgage CORNERSTONE FIRST MORTGAGE INC
Sep 13, 2018	Deed of Trust, Mortgage
Aug 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Jun 30, 2021
Deed Document Number	2022171784
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	0000179153
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CARLSBAD VILLAGE DR 108A, 108A, CARLSBAD, CA 92008-2990

Mortgage

Document Number	0000347257
Date	Aug 30, 2022
Instrument	2022-0347257

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2022
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000179153
Map Reference	MAP 8272
Instrument Date	Mar 25, 2022
Instrument	2022-0179153
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000171784
Map Reference	MAP 8272
Instrument Date	Feb 28, 2022
Instrument	2022-0171784
Transaction Type	Construction Loan
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	300 CARLSBAD VILLAGE DR, CARLSBAD, CA 92008-2900

Mortgage

Document Number	0000171785
Date	Apr 19, 2022
Instrument	2022-0171785

Lender

Name	MARQUEE FUNDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000738934
Map Reference	MAP 8272
Instrument Date	Oct 13, 2021
Instrument	2021-0738934
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000472118
Map Reference	MAP 8272
Instrument Date	Jun 11, 2021
Instrument	2021-0472118
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910

Mortgage

Document Number	0000472119
Date	Jun 30, 2021
Instrument	2021-0472119

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000404742
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1937 ARROYO AVE OCEANSIDE CA 920562910, OCEANSIDE, CA 92056-2910

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	1937 ARROYO AVE, OCEANSIDE, CA 92056-2910
Document Number	0000395101
Instrument Date	Aug 16, 2017
Instrument	395101
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1937 ARROYO AVE OCEANSIDE CA 920562910, OCEANSIDE, CA 92056-2910

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,598 (+2%) Land $757,701 Building $221,897
2025	$10,900.00 (+20.63%)	$960,392 (+15.57%) Land $742,845 Building $217,547
2023	$9,036.00 (+126.75%)	$831,000 Land $642,000 Building $189,000
2022	$3,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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