19350 el Cerro, Aromas, CA 95004 Property Records

Monterey County property record for 19350 el Cerro, Aromas, CA 95004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,520 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$1,141,000 (May 2026)
Tax Bill	$9,812 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-091-055-000`

Property Details

APN / Parcel Number

Primary APN	`141-091-055-000`
Alternative APN	`141091008000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	217,800 sqft (5 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19350 EL CERRO
City	AROMAS
State	CA
Zip	95004-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPANISH BIT UNIT NO 1 LOT 8 EXC SCENIC EASEMENT TO CO OF MONTEREY AS DESC IN R 1012-259 & EXC POR TO STATE AS DESC IN DOC# 2011072009; 4.04 AC
Legal Subdivision	SPANISH BIT UNIT NO 1
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3000
Census Tract	10202

Owner

Source: Monterey County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19350 EL CERRO, AROMAS, CA 95004-9135
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
May 29, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 25, 2018	Grant Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 25, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	202618354
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0000032556
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	19350 EL CERRO, AROMAS, CA 95004-9135
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19350 EL CERRO, AROMAS, CA 95004-9135

Mortgage

Document Number	0000019695
Date	Jun 17, 2025
Instrument	2025019695

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 29, 2026
Property Address	19350 EL CERRO, AROMAS, CA 95004-9135
Document Number	0000018354
Instrument Date	May 15, 2026
Instrument	202618354
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,765.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	19350 EL CERRO, AROMAS, CA 95004-9135

Mortgage

Document Number	0000018355,
Date	May 29, 2026
Instrument	202618355

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 25, 2018
Property Address	19350 EL CERRO, AROMAS, CA 95004-9135
Document Number	0000032557
Map Reference	MB13 PG11
Instrument Date	Jul 24, 2018
Instrument	2018032557
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19350 EL CERRO, AROMAS, CA 95004-9135

Mortgage

Document Number	0000032558
Date	Jul 25, 2018
Instrument	2018032558

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Margin	4
Max Rate	10.5%

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jul 25, 2018
Property Address	19350 EL CERRO, AROMAS, CA 95004-9135
Document Number	0000032556
Instrument Date	Jun 25, 2018
Instrument	32556
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 WOODSIDE RD #2207 REDWOOD CITY CA 940613866, 2207, REDWOOD CITY, CA 94061-3866

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,812.00 (+10.06%)	$853,924 (+4.04%) Land $418,317 Building $435,607
2023	$8,915.00 (+1.28%)	$820,767 Land $402,074 Building $418,693
2022	$8,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, T-Mobile, Verizon.

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