Monterey County property record for 19345 el Cerro, Aromas, CA 95004
| Property Type | Single Family Home |
|---|---|
| Details | 2,802 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,865 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-091-013-000 |
| Primary APN | 141-091-013-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,802 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 19345 EL CERRO |
|---|---|
| City | AROMAS |
| State | CA |
| Zip | 95004-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPANISH BIT UNIT NO 1 LOT 13 5. AC EXC SCENIC EASEMENT TO CO OF MTY AS DESC IN R1012-259 |
| Legal Subdivision | SPANISH BIT UNIT NO 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10202 |
Source: Monterey County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 301, AROMAS, CA 95004-0301 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2007 |
| Transfer Doc | 0000093600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 19345 EL CERRO, AROMAS, CA 95004-9135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 19345 EL CERRO, AROMAS, CA 95004-9135 |
| Document Number | 0000028325 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021028325 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Aromas-San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $341,950 (+2%) Land $83,784 Building $258,166 | |
| 2025 | $3,865.00 (+10.02%) | $335,246 (+4.04%) Land $82,142 Building $253,104 |
| 2023 | $3,513.00 (+1.3%) | $322,230 Land $78,953 Building $243,277 |
| 2022 | $3,468.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1995–2023) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, T-Mobile, Verizon.
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