1935 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1935 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2020)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-006-101-004`

Property Details

APN / Parcel Number

Primary APN	`10-00-006-101-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	770 sqft
Upper Floors Area	770 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1935 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAME CORR 1/12/15
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1021
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1935 GRAFTON RD, ELYRIA, OH 44035-8354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage YOUR HM FIN'L LLC
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Apr 30, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	0000767065
Last Transfer Date	Aug 1, 2025
Transfer Doc	0000062001
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 30, 2020
Property Address	1935 GRAFTON RD, ELYRIA, OH 44035-8354
Document Number	0000767065
Instrument Date	Jun 29, 2020
Instrument	767065
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1935 GRAFTON RD ELYRIA OH 440358354, ELYRIA, OH 44035-8354

Mortgage

Document Number	767066
Date	Jun 30, 2020
Instrument	767066

Lender

Name	YOUR HM FIN'L LLC
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1935 GRAFTON RD, ELYRIA, OH 44035-8354
Document Number	0000727402
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 GRAFTON RD ELYRIA OH 440358354, ELYRIA, OH 44035-8354

Mortgage

Document Number	0000727402
Date	Aug 23, 2019
Instrument	727402

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2019
Property Address	1935 GRAFTON RD, ELYRIA, OH 44035-8354
Document Number	0000712878
Instrument Date	Apr 9, 2019
Instrument	712878
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 GRAFTON RD ELYRIA OH 440358354, ELYRIA, OH 44035-8354

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,477.00	$79,940 (-0.01%) Land $17,760 Building $62,180	$228,410 (-) Land $50,740 Building $177,670
2024	$3,477.00 (+12.05%)	$79,944 (+27.19%) Land $17,759 Building $62,185	$228,410 (+27.19%) Land $50,740 Building $177,670
2023	$3,103.00 (+0.36%)	$62,854 (+0.01%) Land $17,133 Building $45,721	$179,580 (-) Land $48,950 Building $130,630
2022	$3,092.00	$62,850 Land $17,130 Building $45,720
2021			$179,580 Land $48,950 Building $130,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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