1924 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1924 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 1943
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Sep 2020)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-105-011`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-105-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,220 sqft
Basement Area	996 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	140 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1924 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	990625426
Legal Subdivision	CARLISLE SEC 05&6
Legal Block	105
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1020
Census Tract	71300

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 13, 2024	Transfer on Death Deed, Transfer
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 29, 2020	Grant Deed, Transfer · Line of Credit REVOLUTION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	2020781019
Last Transfer Date	Jun 12, 2024
Transfer Doc	0000016192
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318

Mortgage

Document Number	0000844152
Date	Oct 14, 2021
Instrument	2021-0844152

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 13, 2024
Property Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318
Document Number	0000016192
Instrument Date	Jun 12, 2024
Instrument	2024-0016192
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318

Mortgage

Document Number	20210844152
Date	Oct 14, 2021
Instrument	2021-0844152

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 29, 2020
Property Address	1924 GRAFTON RD, ELYRIA, OH 44035-8318
Document Number	0000781019
Instrument Date	Sep 28, 2020
Instrument	781019
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	OHIO FIRST LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1924 GRAFTON RD ELYRIA OH 440358318, ELYRIA, OH 44035-8318

Mortgage

Document Number	781020
Date	Sep 29, 2020
Instrument	781020

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,599.00	$105,930 (%) Land $20,950 Building $84,980	$302,660 (-) Land $59,870 Building $242,790
2024	$4,599.00 (+37.08%)	$105,931 (+55.81%) Land $20,955 Building $84,977	$302,660 (+55.81%) Land $59,870 Building $242,790
2023	$3,355.00 (+0.33%)	$67,988 (%) Land $19,873 Building $48,115	$194,250 (-) Land $56,780 Building $137,470
2022	$3,344.00	$67,990 Land $19,870 Building $48,120
2021			$194,250 Land $56,780 Building $137,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grafton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures