1935 Blue Stem Ct, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1935 Blue Stem Ct, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,812 sqft · built 2024
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on File
Last Sale	$346,996 (Jun 2024)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-23-301-270.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-23-301-270.000-022`
Alternative APN	`0271001024767`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,812 sqft Living Area
Gross Area	3,118 sqft
Basement Area	906 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	6,780 sqft (0.156 acres)
Lot Dimensions	113 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1935 BLUE STEM CT
City	MISHAWAKA
State	IN
Zip	46544-6882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 CLOVER VALLEY 21/22 NP #2043 10/16/2020
Legal Subdivision	CLOVER VALLEY 21/22
Legal Lot Number	19
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2006
Census Tract	11701

Owner

1935 Blue Stem Ct is owned and occupied by two individuals who bought it in June 2024.

Source: St. Joseph County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 21, 2024	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jul 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Jul 10, 2023
Deed Document Number	202413883
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2026
Property Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882
Document Number	0000026267
Instrument Date	Sep 24, 2026
Instrument	202626267
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882

Mortgage

Document Number	0000026267,
Date	Sep 30, 2026
Instrument	202626267

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 21, 2024
Property Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882
Document Number	0002413883
Map Reference	IN 2020-31926
Instrument Date	Jun 14, 2024
Instrument	2413883
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 10, 2023
Property Address	1935 BLUE STEM CT, MISHAWAKA, IN 46544-6882
Document Number	0002315066
Map Reference	IN 202031926
Instrument Date	Jun 29, 2023
Instrument	2315066
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1935 Blue Stem Ct was $2,741, up 91,266.7% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,741.00 (+91,266.67%)	$304,100 Land $30,500 Building $273,600	$304,100 Land $30,500 Building $273,600
2024	$3.00 (-75%)
2023	$12.00	$400 (-) Land $400	$400 (-) Land $400
2022	$12.00	$400 Land $400	$400 Land $400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1935 Blue Stem Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1935 Blue Stem Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fourway, Verizon.

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