St. Louis County property record for 1933 Whispering Woods Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,712 sqft · built 2012 |
| Lot Size | 14.7 acres (641,203 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,500 (Aug 2016) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-01100 |
| Primary APN | 465-0010-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Gross Area |
| 1st Floor Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 641,203 sqft (14.7 acres) |
| Garage Area | 3,744 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 480 sqft |
| Storage Building | 240 sqft |
| Pole Barn | 1,344 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1014695 |
|---|---|
| Street Address | 1933 WHISPERING WOODS RD |
| City | ELY |
| State | MN |
| Zip | 55731-8366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SW1/4 OF NE1/4 EX W 330 FT AND EX NLY625 FT SERIAL # |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 08 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1933 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| Jun 5, 2020 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI LIBERTY SVGS |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on Record |
| Deed Sale | Aug 16, 2016 · Amount on Record |
| Prior Sale | Apr 13, 2010 · Amount on Record |
| Deed Document Number | 20161291172 |
| Prior Transfer Date | Mar 12, 2004 |
| Prior Transfer Doc | 0000939183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1933 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001409488 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1409488 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1933 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 00A1383956 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1933 WHISPERING WOODS RD ELY MN 557318366, ELY, MN 55731-8366 |
| Document Number | 00A1383956 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | A1383956 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | MENDOTA HEIGHTS, MN 55120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 29, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1933 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 00A1378422 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1933 WHISPERING WOODS RD ELY MN 557318366, ELY, MN 55731-8366 |
| Document Number | 00A1378422 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | A1378422 |
| Name | LIBERTY SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 27, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1933 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 00A1326275 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1933 WHISPERING WOODS RD ELY MN 557318366, ELY, MN 55731-8366 |
| Document Number | 00A1326275 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | A1326275 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+1.42%) Homeowner's exemption | ||
| 2025 | $4,642.00 (+12.45%) Homeowner's exemption | $607,900 (+14.68%) Land $110,700 Building $497,200 | $607,900 (+14.68%) Land $110,700 Building $497,200 |
| 2024 | $4,128.00 | $530,100 (+30.44%) Land $104,000 Building $426,100 | $530,100 (+30.44%) Land $104,000 Building $426,100 |
| 2022 | $406,400 Land $85,200 Building $321,200 | $406,400 Land $85,200 Building $321,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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