St. Louis County property record for 1930 Whispering Woods Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,768 sqft · built 1978 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2021) |
| Tax Bill | $3,000 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer Aug 2021 Sale & Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-01215 |
| Primary APN | 465-0010-01215 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Gross Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,326 sqft |
| Finished Basement | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 220,414 sqft (5.06 acres) |
| Garage Area | 864 sqft |
| Deck Area | 15 sqft |
| Patio Area | 392 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1114765 |
|---|---|
| Street Address | 1930 WHISPERING WOODS RD |
| City | ELY |
| State | MN |
| Zip | 55731-8366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E1/2 OF NW1/4 OF SE1/4, EXCEPT THE EAST300.00 FEET OF THE E1/2 OF NW1/4 OF SE1/4;AND EXCEPT THE SOUTH 626.00 FEET OF THE |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 08 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2023 | Intrafamily Transfer, Transfer |
| Aug 11, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BOUNDARY WATERS BANK |
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Aug 31, 2021 | Correction Deed |
| Aug 31, 2021 | Re-recorded Document |
| Oct 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 20211425266 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0001462727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 3, 2023 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001462727 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 1462727 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 E HARVEY ST, ELY, MN 55731-1444 |
| Name | Verified Name |
|---|---|
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001421465 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 1421465 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001421466 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 1421466 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001416695 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 1416695 |
| Name | BOUNDARY WATERS BANK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 7, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 22, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001417115 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1417115 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 22, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001417117 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1417117 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 22, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001417116 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1417116 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001423224 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1423224 |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 0001423225 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1423225 |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1930 WHISERING WOODS ROAD, ELY, MN 55731-8366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 00A1393380 |
| Instrument Date | Sep 22, 2020 |
| Instrument | A1393380 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1930 WHISPERING WOODS RD ELY MN 557318366, ELY, MN 55731-8366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 11, 2017 |
| Property Address | 1930 WHISPERING WOODS RD, ELY, MN 55731-8366 |
| Document Number | 00A1309092 |
| Instrument Date | May 5, 2017 |
| Instrument | A1309092 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1930 WHISPERING WOODS RD ELY MN 557318366, ELY, MN 55731-8366 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000.00 (+1.21%) Homeowner's exemption | ||
| 2025 | $2,964.00 (-3.83%) Homeowner's exemption | $428,300 (+15.48%) Land $63,900 Building $364,400 | $428,300 (+15.48%) Land $63,900 Building $364,400 |
| 2024 | $3,082.00 | $370,900 (+18.84%) Land $60,200 Building $310,700 | $370,900 (+18.84%) Land $60,200 Building $310,700 |
| 2022 | $312,100 Land $50,000 Building $262,100 | $312,100 Land $50,000 Building $262,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 90% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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