Cleveland County property record for 1932 Topic St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,608 sqft · built 1913 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Aug 2026) |
| Tax Bill | $1,981 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1192843 |
| Primary APN | 1192843 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Upper Floors Area | 1,184 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 46,174 sqft (1.06 acres) |
| Porch | Slab |
| Porch Area | 755 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1346298 |
|---|---|
| Street Address | 1932 TOPIC ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 1.06 AC OFF HWY 180 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951602 |
Source: Cleveland County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage ACCOMMODATION/COURTESY RECORDI |
| Aug 18, 2026 | Warranty Deed, Transfer · Seller Carry-Back 24 HOUR CLOSING |
| Feb 1, 2022 | Warranty Deed, Transfer · USDA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Aug 18, 2026 · Amount on Record |
| Deed Document Number | 2026200132726 |
| Deed Book / Page | 1982 / 2024 |
| Prior Transfer Date | Jun 15, 2017 |
| Prior Transfer Doc | 0017441655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 24, 2026 |
| Property Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0200132726 |
| Book / Page | 1982 / 2024 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026200132726 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECORDI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0200132727, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026200132727 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 18, 2026 |
| Property Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0200132517 |
| Book / Page | 1982 / 833 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 2026200132517 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | 24 HOUR CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,197.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0200132518, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 2026200132518 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 1, 2022 |
| Property Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0018640227 |
| Book / Page | 1864 / 227 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 200067874 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 E DIXON BLVDB, 1045, SHELBY, NC 28152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1932 TOPIC ST, SHELBY, NC 28152-8522 |
| Document Number | 0001864231 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 1864/231 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Patterson Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,981.00 (+2.11%) | $247,230 (-) Land $18,094 Building $229,136 | $247,230 (-) Land $18,094 Building $229,136 |
| 2025 | $1,940.00 | $247,230 (+108.87%) Land $18,094 Building $229,136 | $247,230 (+108.87%) Land $18,094 Building $229,136 |
| 2023 | $118,365 Land $13,917 Building $104,448 | $118,365 Land $13,917 Building $104,448 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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