Cleveland County property record for 1920 Topic St, Shelby, NC 28152 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,431 sqft · built 1976 |
| Lot Size | 0.803 acres (35,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9423011 |
| Primary APN | 9423011 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,431 sqft Finished Area |
| Basement Area | 1,431 sqft |
| Unfinished Basement | 1,431 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Shed Roof |
| Lot Area | 35,000 sqft (0.803 acres) |
| Lot Dimensions | 200 ft deep x 175 ft wide |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 291 sqft |
| Deck Area | 600 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9423011 |
|---|---|
| Street Address | 1920 TOPIC ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT #43 & 44 PATTERSON SPG |
| Legal Subdivision | PATTERSON |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951602 |
Source: Cleveland County records · APN 9423011
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1920 TOPIC ST, SHELBY, NC 28152-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1920 TOPIC ST, SHELBY, NC 28152-8522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018451270 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 1845/1270 |
| Instrument | 200057644 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Patterson Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,837 (-) Land $31,371 Building $204,466 | $235,837 (-) Land $31,371 Building $204,466 | |
| 2025 | $1,851.00 | $235,837 (+43.86%) Land $31,371 Building $204,466 | $235,837 (+43.86%) Land $31,371 Building $204,466 |
| 2023 | $163,939 Land $24,766 Building $139,173 | $163,939 Land $24,766 Building $139,173 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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