1931 Ivy Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1931 Ivy Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,261 sqft · built 2002
Lot Size0.289 acres (12,591 sqft)
OwnerCompany Name on File
Last Sale$642,500 (May 2015)
Tax Bill$5,744 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN154-241-02-00

Property Details

APN / Parcel Number

Primary APN154-241-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,261 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area12,591 sqft (0.289 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1931 IVY RD
CityOCEANSIDE
StateCA
Zip92054-5664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 28 TR 013894
Legal SubdivisionBUENA VISTA HEIGHTS
Legal Tract013894
Legal Block3
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract18504

Owner

1931 Ivy Rd is owned by a company that bought it in May 2015 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1931 IVY RD, OCEANSIDE, CA 92054-5664
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2015 · Amount on File
Deed SaleMay 27, 2015 · Amount on File
Prior SaleJun 15, 2001 · Amount on File
Deed Document Number2015266829
Prior Transfer DateAug 7, 2013
Prior Transfer Doc0000525207
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1931 IVY RD, OCEANSIDE, CA 92054-5664
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000393061
DateJul 21, 2020
Instrument2020-0393061
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate8.87%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1931 IVY RD, OCEANSIDE, CA 92054-5664
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1611 S MELROSE DR 231A, 231A, VISTA, CA 92081-5407

Mortgage

Document Number0000182279
DateMar 9, 2021
Instrument2021-0182279
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1931 Ivy Rd was $5,744 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$526,742 (+2%) Land $316,513 Building $210,229
2025$5,744.00 Homeowner's exemption$516,414 Land $310,307 Building $206,107
2023$5,458.00 (+1.56%) Homeowner's exemption$496,362 Land $298,258 Building $198,104
2022$5,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1931 Ivy Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1931 Ivy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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