19305 E 31st Ter S, Independence, MO 64057 Property Records

Jackson County property record for 19305 E 31st Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,204 sqft · built 1991
Lot Size	0.178 acres (7,745 sqft)
Owner	Company Name on Record
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Sep 2022 Sale Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-840-05-03`

Property Details

APN / Parcel Number

Primary APN	`25-840-05-03`
Alternative APNs	`25-840-05-03-00-0-00-000` `25840050300000001` `772775`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	504 sqft
Basement Area	1,128 sqft
Finished Basement	500 sqft
Unfinished Basement	628 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,745 sqft (0.178 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772775
Street Address	19305 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64057-1489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW HILLS 2ND PLAT LOT 9-39 LOT 39
Legal Subdivision	MEADOW HILLS 2ND PLAT
Legal Block	1
Legal Lot Number	9-39
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1009
Census Tract	14701

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Special Warranty Deed, Transfer BCHH INC
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2022	Special Warranty Deed, Transfer BCHH INC
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	202286206
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000E83075
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 16, 2022
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Document Number	00E0086206
Instrument Date	Sep 15, 2022
Instrument	2022E0086206
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0073634
Date	Jul 7, 2021
Instrument	2021E0073634

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 27, 2022
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Document Number	00E0040643
Instrument Date	Apr 26, 2022
Instrument	2022E0040643
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 14, 2020
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Document Number	0000E83075
Instrument Date	Sep 10, 2020
Instrument	83075E
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19305 E 31ST TER S INDEPENDENCE MO 640571489, INDEPENDENCE, MO 64057-1489

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Document Number	0000E13701
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19305 E 31ST TER S INDEPENDENCE MO 640571489, INDEPENDENCE, MO 64057-1489

Mortgage

Document Number	0000E13701
Date	Feb 18, 2020
Instrument	13701E

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 1, 2018
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Document Number	0000E85584
Instrument Date	Sep 19, 2018
Instrument	85584E
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	BROKER'S TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19305 E 31ST TER S INDEPENDENCE MO 640571489, INDEPENDENCE, MO 64057-1489

Mortgage

Document Number	E85610
Date	Oct 1, 2018
Instrument	85610E

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 15, 2018
Property Address	19305 E 31ST TER S, INDEPENDENCE, MO 64057-1489
Instrument Date	Mar 9, 2018
Instrument	21234E
Transaction Type	Construction Loan
Record Updated	Mar 23, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19305 E 31ST TER S INDEPENDENCE MO 640571489, INDEPENDENCE, MO 64057-1489

Mortgage

Document Number	0000E21234
Date	Mar 15, 2018
Instrument	21234E

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,194 (-) Land $6,105 Building $32,089	$201,020 (-)
2025	$2,729.00 (-26.91%)	$38,194 (-29.14%) Land $6,105 Building $32,089	$201,020 (-29.14%)
2024	$3,734.00 (+2.33%)
2023	$3,649.00	$53,903 Land $2,966 Building $50,937	$283,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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