19304 E 31st Ter S, Independence, MO 64057 Property Records

Jackson County property record for 19304 E 31st Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 1991
Lot Size	0.178 acres (7,745 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Aug 2013)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-840-03-03`

Property Details

APN / Parcel Number

Primary APN	`25-840-03-03`
Alternative APNs	`25-840-03-03-00-0-00-000` `25840030300000001` `772741`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	438 sqft
Basement Area	844 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,745 sqft (0.178 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	236 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772741
Street Address	19304 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64057-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW HILLS 2ND PLAT LOT 9-39 LOT 9
Legal Subdivision	MEADOW HILLS 2ND PLAT
Legal Block	1
Legal Lot Number	9-39
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14701

Owner

19304 E 31st Ter S is owned and occupied by two individuals who bought it in August 2013.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19304 E 31ST TER S, INDEPENDENCE, MO 64057-1488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2013 · Amount on File
Deed Sale	Aug 27, 2013 · Amount on File
Prior Sale	Feb 23, 2000 · Amount on File
Deed Document Number	201391075
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19304 E 31ST TER S, INDEPENDENCE, MO 64057-1488
Document Number	0000E65814
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19304 E 31ST TER S INDEPENDENCE MO 640571488, INDEPENDENCE, MO 64057-1488

Mortgage

Document Number	0000E65814
Date	Jul 29, 2020
Instrument	65814E

Lender

Name	M SQUARED FIN'L LLC
Address	PRAIRIE VILLAGE, KS 66206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19304 E 31st Ter S was $3,142, up 2.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,972 (-) Land $6,105 Building $37,867	$231,430 (-)
2025	$3,142.00 (+2.75%)	$43,972 Land $6,105 Building $37,867	$231,430
2024	$3,058.00 (+2.34%)
2023	$2,988.00	$44,141 Land $2,343 Building $41,798	$232,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19304 E 31st Ter S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19304 E 31st Ter S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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