19304 Bluff Dr, Venice, FL 34292 Property Records

Sarasota County property record for 19304 Bluff Dr, Venice, FL 34292

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,480 sqft · built 2019
Lot Size0.162 acres (7,060 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Jul 2025)
Tax Bill$2,620 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Oct 2021 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN0415-11-0078

Property Details

APN / Parcel Number

Primary APN0415-11-0078

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
2nd Floor Area1,726 sqft
Upper Floors Area1,726 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area7,060 sqft (0.162 acres)
Garage TypeAttached
Garage Area711 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area165 sqft
Patio Area592 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address19304 BLUFF DR
CityVENICE
StateFL
Zip34292-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF1; EVA
Legal DescriptionLOT 47, WATERCREST UNIT 2, PB 52 PG 242-248
Legal Range19E
Legal Township39S
Legal Section11
Legal SubdivisionWATERCREST UN 2
Legal Tract3291
Legal Block1
Legal Lot Number47
Legal Unit2
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1040
Census Tract2716

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19304 BLUFF DR, VENICE, FL 34292-2705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 12, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 12, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 24, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on Record
Deed SaleJul 3, 2025 · Amount on Record
Prior SaleNov 12, 2020
Deed Document Number2025101429
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address19304 BLUFF DR, VENICE, FL 34292-2705
Transaction TypeMortgage
Record UpdatedFeb 6, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address19304 BLUFF DR, VENICE, FL 34292-2705

Mortgage

Document Number0000010968
DateJan 26, 2024
Instrument2024010968
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 12, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address19304 BLUFF DR, VENICE, FL 34292-2705
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address19304 BLUFF DR, VENICE, FL 34292-2705

Mortgage

Document Number0000186163
DateOct 12, 2021
Instrument2021186163
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateNov 12, 2020
Property Address19304 BLUFF DR, VENICE, FL 34292-2705
Document Number0000159017
Map ReferenceMB 52 PG 242
Instrument DateNov 3, 2020
Instrument2020159017
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address19304 BLUFF DR, VENICE, FL 34292-2705

Mortgage

Document Number0000159018
DateNov 12, 2020
Instrument2020159018
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSARASOTA FL
Recording DateJul 24, 2019
Property Address19304 BLUFF DR, VENICE, FL 34292-2705
Document Number0000100515
Map ReferenceMB 52 PG 242
Instrument DateJul 19, 2019
Instrument2019100515
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,901.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address19304 BLUFF DR, VENICE, FL 34292-2705

Mortgage

Document Number0000100516
DateJul 24, 2019
Instrument2019100516
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,620.00 (-18.58%)$265,384 (+5.99%)$556,400 (-11.79%) Land $100,100 Building $456,300
2023$3,218.00 (+4.35%) Homeowner's exemption$250,393 (+3%)$630,800 (+14.25%) Land $120,100 Building $510,700
2022$3,084.00 Homeowner's exemption$243,100$552,100 Land $85,700 Building $466,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.5 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 159 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies159 in force
Nearby Flood Claims67 (1988–2024)
Claims Outside the SFHA7 of 67
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Severe Storms And Flooding, Jul 2003 · 14 claims
  • Severe Storms & Flooding, Jun 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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