19321 Bluff Dr, Venice, FL 34292 Property Records

Sarasota County property record for 19321 Bluff Dr, Venice, FL 34292

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,025 sqft · built 2020
Lot Size	0.161 acres (6,991 sqft)
Owner	2 Individual Names on File
Last Sale	$314,800 (Mar 2020)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0415-11-0104`

Property Details

APN / Parcel Number

Primary APN	`0415-11-0104`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	2,025 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,991 sqft (0.161 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0415110104
Street Address	19321 BLUFF DR
City	VENICE
State	FL
Zip	34292-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF1
Legal Description	LOT 232, WATERCREST UNIT 2, PB 52 PG 242-248
Legal Range	19E
Legal Township	39S
Legal Section	11
Legal Subdivision	WATERCREST UNIT 2
Legal Block	1
Legal Lot Number	232
Legal Unit	2
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	1
Census Block	1040
Census Tract	2716

Owner

19321 Bluff Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Sarasota County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19321 BLUFF DR, VENICE, FL 34292-2716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Deed Document Number	202042070
Record Updated	Jun 8, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 25, 2020
Property Address	19321 BLUFF DR, VENICE, FL 34292-2716
Document Number	0000042070
Map Reference	MB 52 PG 242
Instrument Date	Mar 23, 2020
Instrument	2020042070
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,203.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19321 BLUFF DR, VENICE, FL 34292-2716

Mortgage

Document Number	0000042071
Date	Mar 25, 2020
Instrument	2020042071

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 19321 Bluff Dr was $3,864 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00 Homeowner's exemption	$313,712	$416,500 Land $118,200 Building $298,300
2023	$3,558.00 (+3.76%) Homeowner's exemption	$295,991 (+3%)	$482,300 (+18.65%) Land $148,200 Building $334,100
2022	$3,429.00 Homeowner's exemption	$287,370	$406,500 Land $99,400 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19321 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	67 (1988–2024)
Claims Outside the SFHA	7 of 67
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 14 claims Severe Storms And Flooding, Jul 2003 · 14 claims Severe Storms & Flooding, Jun 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19321 Bluff Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20