Rockland County and Ramapo Town property record for 193 Viola Rd, Spring Valley, NY 10977
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3.5 ba · 1,942 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $695,000 (Dec 2022) |
| Tax Bill | $12,126 (2024) |
| Deeds & Mortgages | Dec 2023 Sale Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 49.10-1-16 |
| Primary APN | 392689 49.10-1-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 720 sqft |
| Basement Area | 332 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 160 ft deep x 160 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 202 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00440780000 |
|---|---|
| Street Address | 193 VIOLA RD |
| City | MONSEY |
| State | NY |
| Zip | 10952-1730 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-40 |
| Legal Block | 1 |
| Legal Lot Number | 16.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12112 |
Source: Rockland County and Ramapo Town records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 193 VIOLA RD, MONSEY, NY 10952-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 18, 2023 | Bargain and Sale Deed, Transfer |
| Dec 15, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 13, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on Record |
| Deed Sale | Dec 15, 2022 · Amount on Record |
| Prior Sale | Jan 19, 2016 · Amount on Record |
| Deed Document Number | 202243345 |
| Last Transfer Date | Jun 25, 2025 |
| Transfer Doc | 0000020768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 18, 2023 |
| Property Address | 193 VIOLA RD, SPRING VALLEY, NY 10977 |
| Document Number | 0000037695 |
| Map Reference | IN 2016-1753 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023-00037695 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 VIOLA RD, MONSEY, NY 10952-1730 |
| Name | Verified Name |
|---|---|
| Address | 193 VIOLA RD, MONSEY, NY 10952-1730 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 15, 2022 |
| Property Address | 193 VIOLA RD, SPRING VALLEY, NY 10977 |
| Document Number | 0000043345 |
| Map Reference | IN 2016-1753 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-00043345 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 S SOUTHGATE DR, SPRING VALLEY, NY 10977-2042 |
| Name | Verified Name |
|---|---|
| Address | 1028 57TH ST, BROOKLYN, NY 11219-5146 |
| Document Number | 0000043346 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-00043346 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 193 VIOLA RD, SPRING VALLEY, NY 10977 |
| Document Number | 0000032599 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 13223 MAGNOLIA BLVD SHERMAN OAKS CA 914231530, SHERMAN OAKS, CA 91423-1530 |
| Document Number | 0000032599 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 32599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 13, 2017 |
| Property Address | 193 VIOLA RD, SPRING VALLEY, NY 10977 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 32600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 13223 MAGNOLIA BLVD SHERMAN OAKS CA 914231530, SHERMAN OAKS, CA 91423-1530 |
| Document Number | 0000032600 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 32600 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,126.00 | $46,400 (-) Land $14,000 Building $32,400 | $40,900 (-) |
| 2023 | $46,400 (+4.5%) Land $14,000 Building $32,400 | $40,900 (-) Land $12,341 Building $28,559 | |
| 2022 | $44,400 Land $14,000 Building $30,400 | $40,900 Land $12,896 Building $28,004 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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