St. Johns County property record for 193 Terracina Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,395 sqft · built 2010 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Dec 2020) |
| Tax Bill | $8,510 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0230 |
| Primary APN | 028687-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,395 sqft Living Area |
| Gross Area | 4,066 sqft |
| 1st Floor Area | 1,477 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 409 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 357 sqft |
| Patio Area | 948 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 193 TERRACINA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 23 OR5111/1080 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 1, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 31, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Prior Sale | Jul 31, 2019 |
| Deed Document Number | 2020108539 |
| Deed Book / Page | 5111 / 1080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0057601397 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 5760/1397 |
| Instrument | 2023038757 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 1, 2020 |
| Property Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0051111080 |
| Book / Page | 5111 / 1080 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020108539 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 51111116 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 5111/1116 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 193 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0047681863 |
| Book / Page | 004768 / 001863 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 55494 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,481 (+2.7%) | $537,400 (-3.91%) Land $120,000 Building $417,400 | |
| 2025 | $8,510.00 (+8.5%) Homeowner's exemption | $407,479 (+2.9%) | $559,266 (+0.52%) Land $120,000 Building $439,266 |
| 2024 | $7,843.00 (+3.59%) Homeowner's exemption | $395,995 (+3%) | $556,365 (-1.04%) Land $115,000 Building $441,365 |
| 2023 | $7,571.00 (+2.8%) Homeowner's exemption | $384,461 (+3%) | $562,239 (+10.37%) Land $100,800 Building $461,439 |
| 2022 | $7,365.00 Homeowner's exemption | $373,263 | $509,404 Land $100,800 Building $408,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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