St. Johns County property record for 184 Terracina Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,050 (Jan 2012) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0260 |
| Primary APN | 028687-0260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 1,704 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 184 TERRACINA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 26 OR3519/1574 &4318/716(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
184 Terracina Dr is owned and occupied by an individual who acquired it in January 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 18, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2012 · Amount on File |
| Deed Sale | Jan 30, 2012 · Amount on File |
| Prior Sale | Sep 19, 2011 · Amount on File |
| Deed Document Number | 20124998 |
| Deed Book / Page | 3519 / 1574 |
| Last Transfer Date | Jan 11, 2017 |
| Transfer Doc | 0043180716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Document Number | 0053931042 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 5393/1042 |
| Instrument | 2021112034 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Document Number | 0058090990 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 5809/990 |
| Instrument | 2023064264 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048410526 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 4841/0526 |
| Instrument | 2019089913 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 24, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Document Number | 0043180716 |
| Book / Page | 4318 / 0716 |
| Map Reference | MB58 PG99-106 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2017003951 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 184 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4500 |
| Document Number | 2017003996 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017003996 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 184 Terracina Dr was $5,399 with a homeowner's exemption, up 7.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,223 (+2.7%) | $322,995 (-4.32%) Land $110,000 Building $212,995 | |
| 2025 | $5,399.00 (+7.4%) Homeowner's exemption | $176,459 (+2.9%) | $337,563 (-1.65%) Land $110,000 Building $227,563 |
| 2024 | $5,027.00 (+4.64%) Homeowner's exemption | $171,486 (+3%) | $343,239 (+1.05%) Land $105,000 Building $238,239 |
| 2023 | $4,804.00 (+3.18%) Homeowner's exemption | $166,491 (+3%) | $339,662 (+8.97%) Land $89,600 Building $250,062 |
| 2022 | $4,656.00 Homeowner's exemption | $161,642 | $311,700 Land $89,600 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Terracina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Terracina Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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