193 S Commerce St, Tupelo, MS 38804 Property Records

Lee County property record for 193 S Commerce St, Tupelo, MS 38804

Property Summary

Property Type	Office Building
Details	5,768 sqft · built 2021
Lot Size	0.301 acres (13,122 sqft)
Owner	Company Name on Record
Tax Bill	$31,050 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089P-31-029-10`

Property Details

APN / Parcel Number

Primary APN	`089P-31-029-10`
Alternative APNs	`042878` `42878`

Interior

Units	2 Units
Building Area	5,768 sqft Heated Area
2nd Floor Area	4,538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Hip
Roof Material	Metal
Lot Area	13,122 sqft (0.301 acres)
Lot Dimensions	105 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	193 S COMMERCE ST
City	TUPELO
State	MS
Zip	38804-4500
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 2A
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	FAIRPARK DISTRICT PHASE I
Legal Lot Number	2A
Jurisdiction	LEE MS
Township / Civil Division	5
Census Block Group	3
Census Block	3026
Census Tract	950700

Owner

Source: Lee County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 E MAIN ST, TUPELO, MS 38804-4031
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Nov 19, 2019	Warranty Deed, Transfer FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019
Deed Sale	Nov 19, 2019
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	201914811
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	193 S COMMERCE ST, TUPELO, MS 38804-4500
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020007120
Date	Jun 9, 2020
Instrument	2020007120

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 30, 2021

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 19, 2019
Property Address	193 S COMMERCE ST, TUPELO, MS 38804-4500
Document Number	2019014811
Instrument Date	Nov 19, 2019
Instrument	2019014811
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 E MAIN ST, TUPELO, MS 38804-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E MAIN ST, TUPELO, MS 38804-4017

Mortgage

Document Number	2019014813
Date	Nov 19, 2019
Instrument	2019014813

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Feb 18, 2020

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,050.00 (-12.99%)	$228,381 (-14.34%)	$1,522,540 (-14.34%) Land $275,000 Building $1,247,540
2023	$35,684.00	$266,624	$1,777,490 Land $275,000 Building $1,502,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1983–1991)
Most Recent Claim	May 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, Tombigbee Fiber.

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