165 S Commerce St, Tupelo, MS 38804 Property Records

Lee County property record for 165 S Commerce St, Tupelo, MS 38804

Property Summary

Property TypeBank, Financial Building
Details3,929 sqft · built 2014
Lot Size0.302 acres (13,161 sqft)
OwnerCompany Name on Record
Tax Bill$42,636 (2025)
Flood ZoneZone X (minimal risk)
APN089P-31-029-13

Property Details

APN / Parcel Number

Primary APN089P-31-029-13
Alternative APNs
  • 050011
  • 50011

Interior

Stories1 Story
Building Area3,929 sqft Heated Area
Gross Area6,968 sqft
2nd Floor Area2,877 sqft
FlooringMarble
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Foundation TypeSlab (Mat/Raft)
Roof TypeSteel Frame/Truss
Roof MaterialBermuda Roof
Lot Area13,161 sqft (0.302 acres)
Lot Dimensions105 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number050011
Street Address165 S COMMERCE ST
CityTUPELO
StateMS
Zip38804-4502
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionN1/2 PT LOT 2A
Legal Range06E
Legal Township09S
Legal Section31
Legal SubdivisionFAIRPARK DISTRICT PHASE I
Legal Lot Number2A
JurisdictionLEE MS
Township / Civil Division5
Census Block Group3
Census Block3026
Census Tract950700

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 847, OXFORD, MS 38655-0847
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2013
Deed SaleJan 15, 2013
Deed Document Number2013000598
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,636.00 (+20.77%)$313,596 (+18.89%)$2,090,640 (+18.89%) Land $275,000 Building $1,815,640
2023$35,303.00$263,775$1,758,500 Land $275,000 Building $1,483,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1983–1991)
Most Recent ClaimMay 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: C Spire Wireless, Tombigbee Fiber.

Nearby Properties on S Commerce St

Nearby Streets

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