193 Oak St, Elko, NV 89801 Property Records

Elko County property record for 193 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Sep 2021)
Tax Bill	$997 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-162-006`

Property Details

APN / Parcel Number

Primary APN	`001-162-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,021 sqft Living Area
Gross Area	1,281 sqft
1st Floor Area	1,021 sqft
Basement Area	260 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	193 OAK ST
City	ELKO
State	NV
Zip	89801-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5,THAT PORTION OF,DESC AS FOLLOWS:,BEG AT THE NWLY COR OF LOT 22, BLK 62 THE TRUE,POB;,TH: SELY ALONG T
Legal Subdivision	FIRST ADDITION
Legal Block	62
Legal Lot Number	22,24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1041
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	193 OAK ST, ELKO, NV 89801-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage NEVADA HOUSING DIVISION
Sep 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	2021794743
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000794742
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Sep 20, 2021
Property Address	193 OAK ST, ELKO, NV 89801-3029
Document Number	0000794742
Map Reference	DOC 5
Instrument Date	Sep 16, 2021
Instrument	794742
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GLENVILLE ST, SEALE, AL 36875-3721

Mortgage

Document Number	0000794745
Date	Sep 20, 2021
Instrument	794745

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 20, 2021
Property Address	193 OAK ST, ELKO, NV 89801-3029
Document Number	0000794743
Map Reference	DOC 5
Instrument Date	Aug 16, 2021
Instrument	794743
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$854.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 GLENVILLE ST, 1, SEALE, AL 36875-3721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 OAK ST, ELKO, NV 89801-3029

Mortgage

Document Number	0000794744
Date	Sep 20, 2021
Instrument	794744

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$997.00 (+5.39%)	$33,138 (+0.41%) Land $14,700 Building $18,438	$94,680 (+0.41%) Land $42,000 Building $52,680
2025	$946.00 (+17.08%)	$33,002 (+47.76%) Land $14,700 Building $18,302	$94,291 (+47.76%) Land $42,000 Building $52,291
2023	$808.00 (+8.02%)	$22,335 (+8.44%) Land $5,950 Building $16,385	$63,814 (+8.44%) Land $17,000 Building $46,814
2022	$748.00	$20,597 Land $5,950 Building $14,647	$58,849 Land $17,000 Building $41,849

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures