Elko County property record for 137 Oak St, Elko, NV 89801 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 828 sqft · built 1947 |
| Lot Size | 0.114 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2023) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-162-010 |
| Primary APN | 001-162-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Basement Area | 828 sqft |
| Year Built | Built 1947 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.114 acres) |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 137 OAK ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDTION FILE 5 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 62 |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 951000 |
Source: Elko County records · APN 001-162-010
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 OAK ST, ELKO, NV 89801-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 18, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2023 · Amount on Record |
| Deed Document Number | 0000826182 |
| Last Transfer Date | Jan 08, 2026 |
| Transfer Doc | 0000859339 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 08, 2026 |
| Property Address | 137 OAK ST, ELKO, NV 89801-3029 |
| Document Number | 0000859339 |
| Map Reference | DOC 5A |
| Instrument Date | Nov 25, 2025 |
| Instrument | 859339 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 OAK ST, ELKO, NV 89801-3029 |
| Document Number | 0000859340 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 859340 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 18, 2023 |
| Property Address | 137 OAK ST, ELKO, NV 89801-3029 |
| Document Number | 0000826182 |
| Map Reference | DOC 5A |
| Instrument Date | Sep 12, 2023 |
| Instrument | 826182 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 OAK ST, ELKO, NV 89801-3029 |
| Document Number | 0000826183 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 826183 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 (+19.03%) | $35,066 (+40.92%) Land $15,050 Building $20,016 | $100,189 (+40.92%) Land $43,000 Building $57,189 |
| 2023 | $862.00 (+7.88%) | $24,883 (+14.24%) Land $6,615 Building $18,268 | $71,094 (+14.24%) Land $18,900 Building $52,194 |
| 2022 | $799.00 | $21,781 Land $6,615 Building $15,166 | $62,231 Land $18,900 Building $43,331 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Anthem Broadband of Nevada | Fiber | 2,000 / 2,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Zito West Holding | Cable | 1,000 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| White Cloud Networks | Fixed Wireless | 200 / 50 |
| Hot Spot Broadband | Fixed Wireless (unlicensed) | 100 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Churchill County, State of Nevada, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures