St. Johns County property record for 193 Lakefront Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,890 sqft · built 2017 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Dec 2024) |
| Tax Bill | $9,479 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Dec 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072422-0610 |
| Primary APN | 072422-0610 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 193 LAKEFRONT LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/33-38 MARSHALL CREEK DRI UNIT MUA-2 LOT 61 OR6070/1385 & 6070/1828(L/E) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUA-2 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072422-0610
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK |
| Dec 18, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 07, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 01, 2020 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Sep 20, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage PULTE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Jun 01, 2020 · Amount on Record |
| Deed Document Number | 202498250 |
| Deed Book / Page | 6070 / 1385 |
| Prior Transfer Date | Dec 10, 2024 |
| Prior Transfer Doc | 0060701828 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 18, 2024 |
| Property Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0060701385 |
| Book / Page | 6070 / 1385 |
| Map Reference | MB 75 PG 33-38 |
| Instrument Date | Dec 10, 2024 |
| Instrument | 2024098250 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,535.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 CHICASAW CT, ST JOHNS, FL 32259-4327 |
| Name | Verified Name |
|---|---|
| Address | 193 LAKEFRONT LN, ST AUGUSTINE, FL 32095-8547 |
| Document Number | 2024098251 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 2024098251 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 18, 2024 |
| Property Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0060701828 |
| Book / Page | 6070 / 1828 |
| Map Reference | MB 75 PG 33-38 |
| Instrument Date | Dec 10, 2024 |
| Instrument | 2024098357 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Name | Verified Name |
|---|---|
| Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 07, 2024 |
| Property Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0059631662 |
| Book / Page | 5963 / 1662 |
| Map Reference | MB 75 PG 33-38 |
| Instrument Date | Jun 04, 2024 |
| Instrument | 2024044366 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 CHICASAW CT, SAINT JOHNS, FL 32259-4327 |
| Name | Verified Name |
|---|---|
| Address | 324 CHICASAW CT, SAINT JOHNS, FL 32259-4327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 01, 2020 |
| Property Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0049530908 |
| Book / Page | 004953 / 000908 |
| Instrument Date | May 26, 2020 |
| Instrument | 41616 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 193 LAKEFRONT LN ST AUGUSTINE FL 320958547, ST AUGUSTINE, FL 32095-8547 |
| Document Number | 49530910 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 004953/000910 |
| Instrument | 41617 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 193 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0044361253 |
| Book / Page | 004436 / 001253 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 64013 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 05, 2017 |
| Title Company | PGP TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,069.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 193 LAKEFRONT LN ST AUGUSTINE FL 320958547, ST AUGUSTINE, FL 32095-8547 |
| Document Number | 44361256 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 004436/001256 |
| Instrument | 64014 |
| Name | PULTE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,119 (-2.4%) Land $110,000 Building $311,119 | $421,119 (-2.4%) Land $110,000 Building $311,119 | |
| 2025 | $9,479.00 (+4.89%) | $431,490 (-2.29%) | $431,490 (-2.29%) Land $110,000 Building $321,490 |
| 2024 | $9,037.00 (+3.99%) | $441,602 (+4.29%) | $441,602 (+4.29%) Land $110,000 Building $331,602 |
| 2023 | $8,690.00 (+33.51%) | $423,435 (+45.6%) | $423,435 (+4.05%) Land $100,000 Building $323,435 |
| 2022 | $6,509.00 Homeowner's exemption | $290,827 | $406,966 Land $89,600 Building $317,366 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 249 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force 241 of 249 on primary residences |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022, rainfall accumulation, Hurricane Nicole |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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