St. Johns County property record for 165 Lakefront Ln, Saint Augustine, FL 32095 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,679 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2020) |
| Tax Bill | $8,620.00 (2025) |
| Primary APN | 072422-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,679 sqft Living Area |
| Gross Area | 3,134 sqft Gross Area |
| 1st Floor | 1,292 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 455 sqft Garage |
| Porch Area | 128 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 165 LAKEFRONT LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75/33-38 MARSHALL CREEK DRI UNIT MUA-2 LOT 58 OR5024/1351 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUA-2 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4046 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072422-0580
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 05, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 25, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage TOWNE MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Deed Doc Number | 202071239 |
| Deed Book / Page | 5024 / 1351 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0000053906 |
| Book / Page | 6388 / 1834 |
| Instrument Date | May 12, 2026 |
| Instrument | 202653906 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0000053906, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 6388/1834 |
| Instrument | 202653906 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 01, 2050 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 LAKEFRONT LN, ST AUGUSTINE, FL 32095-8547 |
| Document Number | 0061081229 |
|---|---|
| Date | Mar 05, 2025 |
| Book Page | 6108/1229 |
| Instrument | 2025017086 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jul 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 0050241351 |
| Book / Page | 5024 / 1351 |
| Map Reference | MB 75 PG 33-38 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020071239 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 165 LAKEFRONT LN, SAINT AUGUSTINE, FL 32095-8547 |
| Document Number | 50241353 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 5024/1353 |
| Name | TOWNE MORTGAGE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,774 (+2.7%) | $538,297 (-5.43%) Land $110,000 Building $428,297 | |
| 2025 | $8,620.00 (+8.35%) Homeowner's exemption | $406,791 (+2.9%) | $569,229 (+0.88%) Land $110,000 Building $459,229 |
| 2024 | $7,956.00 (+3.57%) Homeowner's exemption | $395,327 (+3%) | $564,244 (+4.12%) Land $110,000 Building $454,244 |
| 2023 | $7,682.00 (+11.03%) Homeowner's exemption | $383,813 (+18.94%) | $541,892 (+15.57%) Land $100,000 Building $441,892 |
| 2022 | $6,919.00 Homeowner's exemption | $322,683 | $468,877 Land $89,600 Building $379,277 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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