Berrien County property record for 193 Harry Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1928 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2400-0010-03-0 |
| Primary APN | 18-2400-0010-03-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 940 sqft |
| Unfinished Basement | 940 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 169 ft deep x 56 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 193 HARRY AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | COMBINED ON 05/15/2019 FROM 18-2400-0010-01-6, 18-2400-0010-02-4; LOT 10 & THE W 2' LOT 9 & TH E 2' OF LOT 11 FRUITLAND PARK |
| Legal Subdivision | FRUITLAND |
| Legal Lot Number | 9-11 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700 |
Source: Berrien County records · APN 18-2400-0010-03-0
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 193 HARRY AVE, BENTON HARBOR, MI 49022-6048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jul 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 193 HARRY AVE, BENTON HARBOR, MI 49022-6048 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 193 HARRY AVE, BENTON HARBOR, MI 49022-6048 |
| Document Number | 03465/4334 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 3465/4334 |
| Instrument | 2025447504 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 193 HARRY AVE, BENTON HARBOR, MI 49022-6048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 193 HARRY AVE, BENTON HARBOR, MI 49022-6048 |
| Document Number | 03407/4196 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 3407/4196 |
| Instrument | 2023384691 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2043 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,800 (+55.98%) | $161,600 (+55.98%) | |
| 2025 | $1,542.00 (+13.63%) | ||
| 2023 | $51,800 | $103,600 | |
| 2022 | $1,357.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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