176 Harry Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 176 Harry Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,142 sqft · built 1947
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Jan 2008)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Jan 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2400-0020-00-3`

Property Details

APN / Parcel Number

Primary APN	`18-2400-0020-00-3`
Alternative APN	`11-18-2400-0020-00-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	571 sqft
Unfinished Basement	571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Raised Ranch
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	176 HARRY AVE
City	BENTON HARBOR
State	MI
Zip	49022-6049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2 - RET/S
Legal Description	LOT 20 & THE E HAF OF LOT 19 FRUITLAND PARK
Legal Subdivision	FRUITLAND
Legal Lot Number	19-20
Legal Unit	20,19
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2018
Census Tract	700

Owner

Source: Berrien County records · APN 18-2400-0020-00-3

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5060, GLENDALE HEIGHTS, IL 60139-5060
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2008 · Amount on Record
Deed Sale	Jan 31, 2008 · Amount on Record
Prior Sale	Mar 09, 2007 · Amount on Record
Deed Book / Page	2827 / 2012
Prior Transfer Date	Apr 24, 2005
Prior Transfer Doc	02770/2759
Record Updated	Sep 20, 2026

January 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 16, 2007
Property Address	176 HARRY AVE, BENTON HARBOR, MI 49022-6049
Document Number	02770/2759
Book / Page	2770 / 2759
Map Reference	MB5 PG18
Instrument Date	Apr 24, 2005
Transaction Type	Transfer
Record Updated	Jun 08, 2026
Title Company	PIONEER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 HARRY AVE, BENTON HARBOR, MI 49022-6049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 HARRY AVE, BENTON HARBOR, MI 49022-6049
Investor	Possibly a Property Investor

Mortgage

Document Number	0027702760
Date	Jan 16, 2007
Instrument	2770/2760

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	May 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.35%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.35%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	15.3%

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,100 (+7.6%)	$130,200 (+7.6%)
2025	$1,837.00 (+3.67%)	$60,500 (+37.19%)	$121,000 (+37.19%)
2024	$1,772.00 (+10.06%)
2023		$44,100	$88,200
2022	$1,610.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 377 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.