Providence City property record for 193 Gray St, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,775 sqft · built 1933 |
| Lot Size | 0.092 acres (4,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2017) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:198 |
| Primary APN | PROV M:94 L:198 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 3,614 sqft |
| 1st Floor Area | 1,183 sqft |
| Attic | Attic |
| Attic Area | 591 sqft |
| Basement Area | 1,183 sqft |
| Unfinished Basement | 1,183 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,029 sqft (0.092 acres) |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 42442 |
|---|---|
| Street Address | 193 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 198 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2102 |
193 Gray St is owned and occupied by an individual who bought it in March 2017.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 193 GRAY ST, PROVIDENCE, RI 02909-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jan 23, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Mar 31, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Prior Sale | Oct 5, 2015 · Amount on File |
| Deed Book / Page | 11678 / 334 |
| Transfer Doc | 0011232-49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 193 GRAY ST, PROVIDENCE, RI 02909-3919 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014090-30 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 14090/30 |
| Instrument | 2024364374 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 193 GRAY ST, PROVIDENCE, RI 02909-3919 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014052-308 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 14052/308 |
| Instrument | 2024361133 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Mar 31, 2017 |
| Property Address | 193 GRAY ST, PROVIDENCE, RI 02909-3919 |
| Document Number | 011678-334 |
| Book / Page | 11678 / 334 |
| Instrument | 168054 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0116780336 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 11678/0336 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 31, 2047 |
The 2025 property tax bill for 193 Gray St was $2,918.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,918.00 | $347,400 Land $128,000 Building $219,400 | $405,368 |
| 2023 | $4,978.00 (+3.09%) | $271,300 (-) Land $74,000 Building $197,300 | |
| 2022 | $4,829.00 | $271,300 Land $74,000 Building $197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 193 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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