186 Gray St, Providence, RI 02909 Property Records

Providence City property record for 186 Gray St, Providence, RI 02909

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 3 ba · 1,788 sqft · built 1984
Lot Size0.092 acres (3,995 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jan 2020)
Tax Bill$5,771 (2025)
Flood ZoneZone X (minimal risk)
APNPROV M:94 L:87

Property Details

APN / Parcel Number

Primary APNPROV M:94 L:87
Alternative APNs
  • P:0940087 L:0000
  • 42874

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,788 sqft Living Area
Gross Area2,736 sqft
1st Floor Area924 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,995 sqft (0.092 acres)
Parking Spaces4 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number42874
Street Address186 GRAY ST
CityPROVIDENCE
StateRI
Zip02909-3920
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-2
Legal Lot Number87
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1003
Census Tract2102

Owner

186 Gray St, a residential property, is owned by an individual who bought it in January 2020.

Source: Providence City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address184 GRAY ST, 186, PROVIDENCE, RI 02909-3920
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2020 · Amount on File
Deed SaleJan 16, 2020 · Amount on File
Deed Book / Page12611 / 7
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 186 Gray St was $5,771.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,771.00$412,200 Land $128,000 Building $284,200
2023$5,622.00 (+3.08%)$306,400 (-) Land $74,000 Building $232,400
2022$5,454.00$306,400 Land $74,000 Building $232,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 186 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Gray St

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