193 Florida Ave, Saluda, NC 28773 Property Records

Polk County property record for 193 Florida Ave, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,832 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$251,500 (Sep 2003)
Tax Bill	$5,203 (2026)
Deeds & Mortgages	Apr 2026 Sale Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8-D7`

Property Details

APN / Parcel Number

Primary APN	`S8-D7`
Alternative APN	`32314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,832 sqft Finished Area
Basement Area	712 sqft
Unfinished Basement	712 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32314
Street Address	193 FLORIDA AVE
City	SALUDA
State	NC
Zip	28773-0600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOTS 10,11,20,21,BLK A, 0S58 SALUDA RES AREA 58
Legal Subdivision	SALUDA RES AREA 58
Legal Block	A
Legal Lot Number	10-21
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2022
Census Tract	920303

Owner

193 Florida Ave is owned by an individual who acquired it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	219 CHURCH ST, SALUDA, NC 28773-8838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2023	Intrafamily Transfer, Transfer
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2003 · Amount on File
Deed Sale	Sep 28, 2003 · Amount on File
Deed Book / Page	305 / 873
Last Transfer Date	Mar 27, 2023
Transfer Doc	000477/398
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 8, 2026
Property Address	193 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	0498002129
Book / Page	498 / 2129
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CHURCH ST, SALUDA, NC 28773-8838

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Mar 31, 2023
Property Address	193 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	000477/398
Book / Page	477 / 398
Map Reference	SL A-40 PG 150
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 CHURCH ST, SALUDA, NC 28773-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 CHURCH ST, SALUDA, NC 28773-8838

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 27, 2023
Property Address	193 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	00476/2438
Book / Page	476 / 2438
Map Reference	SL A-40 PG 150
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 MOLASSES LN, MOUNT PLEASANT, SC 29464-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 BAY TREE CIR, MOUNT PLEASANT, SC 29464-3535

Mortgage

Document Number	0004762442
Date	Mar 27, 2023
Instrument	476/2442

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 193 Florida Ave was $5,203, up 7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,203.00 (+7.01%)	$487,396 (-) Land $80,500 Building $406,896	$487,396 (-) Land $80,500 Building $406,896
2025	$4,862.00	$487,396 Land $80,500 Building $406,896	$487,396 Land $80,500 Building $406,896
2023	$2,659.00	$211,998 Land $57,500 Building $154,498
2021			$211,998 Land $57,500 Building $154,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Florida Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Pangaea Internet, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Florida Ave

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