162 Florida Ave, Saluda, NC 28773 Property Records

Polk County property record for 162 Florida Ave, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1930
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2020)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8-B11`

Property Details

APN / Parcel Number

Primary APN	`S8-B11`
Alternative APN	`30957`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,224 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30957
Street Address	162 FLORIDA AVE
City	SALUDA
State	NC
Zip	28773-0600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT 25 BLK B SUNSET HILL, 0S57 SALUDA RES AREA 57
Legal Subdivision	SALUDA RES AREA 57
Legal Block	B
Legal Lot Number	25
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2021
Census Tract	920303

Owner

162 Florida Ave is owned by two individuals who bought it in December 2020.

Source: Polk County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 KNOXBURY TER, D, GREENVILLE, SC 29601-3708
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage COUNTYBANK
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	May 13, 2005 · Amount on File
Deed Book / Page	455 / 730
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	000455/733
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 30, 2020
Property Address	162 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	000455/730
Book / Page	455 / 730
Map Reference	FILE F PG 1604
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 GAFFNEY ST, SALUDA, NC 28773-7822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 KNOXBURY TER # D, D, GREENVILLE, SC 29601-3708

Mortgage

Document Number	0000455739
Date	Dec 30, 2020
Instrument	455/739

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Dec 30, 2020
Property Address	162 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	000455/750
Book / Page	455 / 750
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 GAFFNEY ST, SALUDA, NC 28773-7822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E MAIN ST, SALUDA, NC 28773-7817

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Dec 30, 2020
Property Address	162 FLORIDA AVE, SALUDA, NC 28773-0600
Document Number	000455/733
Book / Page	455 / 733
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 E MAIN ST, SALUDA, NC 28773-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 KNOXBURY TER # D, D, GREENVILLE, SC 29601-3708

Tax Assessment & Valuation

The 2026 property tax bill for 162 Florida Ave was $2,736, up 7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00 (+7%)	$256,329 (-) Land $64,750 Building $191,579	$256,329 (-) Land $64,750 Building $191,579
2025	$2,557.00	$256,329 Land $64,750 Building $191,579	$256,329 Land $64,750 Building $191,579
2023	$1,972.00	$157,288 Land $55,500 Building $101,788
2021			$157,288 Land $55,500 Building $101,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Florida Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: Pangaea Internet, Verizon.

Nearby Properties on Florida Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures