193 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 193 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1980
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,327 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R23318-059-2490`

Property Details

APN / Parcel Number

Primary APN	`R23318-059-2490`
Alternative APN	`615668`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	1,816 sqft
2nd Floor Area	288 sqft
Upper Floors Area	456 sqft
Attic Area	552 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Porch	Porch
Porch Area	707 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	615668
Street Address	193 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	REPLACES R23318-159-2490 LOT B SP 83-81.23318.075-2490 V1 SP P308 AF#85000054
Legal Range	02
Legal Township	33
Legal Section	18
Legal Subdivision	SHORT 83
Legal Lot Number	B
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2015
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	193 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500166
Date	Oct 23, 2020
Instrument	4500166

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	193 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004481394
Date	Feb 18, 2020
Instrument	4481394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	193 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Document Number	0004443514
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	SERVICELINK

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 E SLEEPER RD OAK HARBOR WA 982779445, OAK HARBOR, WA 98277-9445

Mortgage

Document Number	0004443514
Date	May 1, 2018
Instrument	4443514

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$677,452 (-0.77%) Land $250,000 Building $427,452	$677,452 (-0.77%) Land $250,000 Building $427,452
2023	$4,327.00	$682,678 (+17.43%) Land $220,000 Building $462,678	$682,678 (+17.43%) Land $220,000 Building $462,678
2022		$581,358 Land $210,000 Building $371,358	$581,358 Land $210,000 Building $371,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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