178 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 178 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,528 sqft · built 1998
Lot Size	2.57 acres (112,385 sqft)
Owner	2 Owner Names on Record
Last Sale	$295,000 (May 2008)
Tax Bill	$2,669 (2023)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8265-00-01005-0`

Property Details

APN / Parcel Number

Primary APN	`S8265-00-01005-0`
Alternative APN	`403478`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,528 sqft Living Area
1st Floor Area	2,528 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Lot Area	112,385 sqft (2.57 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	403478
Street Address	178 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277-9445
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	10
Legal Description	SUNSET RIDGE 1 LOT 5 BLK 1
Legal Subdivision	SUNSET RIDGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1000
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	178 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2008 · Amount on Record
Deed Sale	May 9, 2008 · Amount on Record
Prior Sale	May 9, 2008 · Amount on Record
Deed Document Number	0004228244
Last Transfer Date	Dec 7, 2011
Transfer Doc	0004305940
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	178 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004591734
Date	Oct 2, 2025
Instrument	4591734

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	178 E SLEEPER RD, OAK HARBOR, WA 98277-9445
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500003
Date	Oct 21, 2020
Instrument	4500003

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,428 (+15.05%) Land $250,000 Building $192,428	$442,428 (+15.05%) Land $250,000 Building $192,428
2023	$2,669.00	$384,548 (+8.31%) Land $200,000 Building $184,548	$384,548 (+8.31%) Land $200,000 Building $184,548
2022		$355,042 Land $200,000 Building $155,042	$355,042 Land $200,000 Building $155,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET RIDGE COMMUNITY ASSN private · serves 140 people · EPA ID WA5386158
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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